Terms & Conditions

By accessing or using the DRMA Insurance Agencywebsite, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the site. These terms apply to all visitors, clients, and any other users of the site.

The site is provided for general informational purposes and to connect you with our licensed insurance brokers. You may browse the site, request a quote, schedule a consultation, and contact our team using the forms and links provided.

You agree not to:

• Scrape, crawl, or otherwise extract content from the site at scale or by automated means.
• Republish, resell, or redistribute any content from the site without our written permission.
• Submit forms with false, misleading, or fraudulent information.
• Attempt to interfere with the security, integrity, or proper functioning of the site.
• Use the site for any unlawful purpose or in violation of any applicable laws or regulations.

The content on this site is for general informational purposes only. Nothing on this site constitutes legal, medical, tax, financial, or other professional advice. Plan summaries, benefit descriptions, and eligibility explanations are provided to help you understand the options available — they are not a substitute for consultation with a licensed professional in the relevant field.

Plan recommendations shown via our quote engine are estimates generated from the information you provide and publicly available plan data. They are not binding offers of coverage and are not a determination of eligibility. The carrier-issued policy is always the binding source for coverage, benefits, costs, and terms. Always confirm details with a licensed DRMA Insurance Agency broker and the issuing carrier before making a coverage decision.

Any personal information you submit through our quote, contact, or consultation forms is used solely to deliver the service you have requested — typically to provide an estimate, follow up with you about your coverage options, and connect you with appropriate carriers.

We do not sell your information. We share it only with the carriers necessary to provide quotes and with service providers who help us operate the site (such as email and hosting vendors), and only the minimum needed for that purpose. Your information is handled confidentially, consistent with our commitment to a free, no-pressure, no-spam experience. For the full details of what we collect and how we handle it, see our Privacy Policy.

The site and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.

DRMA Insurance Agency and its brokers are not liable for any decisions you make — or actions you take or refrain from taking — based on content from this site. To the maximum extent permitted by applicable law, our aggregate liability for any claim arising from your use of the site is limited to the amount you have paid us (if any) for the specific service at issue, or one hundred U.S. dollars, whichever is greater. Some jurisdictions do not allow certain liability limitations; in those jurisdictions the limitations apply only to the maximum extent permitted.

The site may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content, policies, or practices of any third-party site.

All content on this site — including text, graphics, logos, layout, design, and plan data — is the property of DRMA Insurance Agency or its licensors and is protected by applicable intellectual-property laws. You may view and print content for personal, non-commercial reference. You may not copy, reproduce, distribute, modify, or create derivative works from any content on the site without our prior written permission.

DRMA Insurance Agency is an independent insurance brokerage appointed with multiple carriers. We do not represent any single insurer. Carrier plan details, benefits, networks, drug formularies, and pricing shown on the site or returned by our quote engine are sourced from the carriers and are subject to change at any time. The binding source for coverage, benefits, and terms is always the policy issued by the carrier.

We may update these Terms & Conditions from time to time to reflect changes in our practices, applicable law, or the site itself. The “Last updated” date at the top of this page reflects the most recent revision. Your continued use of the site after changes are posted constitutes your acceptance of the revised terms.

Questions about these Terms & Conditions? Call us at (833) 852-2769 or email drma-insurance-agency@polsia.app, and a member of our team will be happy to help.